Financial Goal Calculator
Quickly find out how much to invest today or monthly to reach your net target, including fees and taxes.
This is a goal based investing calculator to help you plan your financial goals effectively.
Insert the amount you wish to achieve and the parameters of the investment you plan to make.
Choose Your Investment Plan
Frequently Asked Questions
How does the calculation work?
The calculator computes an effective annual return by subtracting annual costs from the annual rate, then compounds monthly to determine required amounts.
Who should use this tool?
Anyone planning lump sum or systematic investments, factoring in fees and taxes, without registration.
What is a goal based investing calculator?
A goal based investing calculator is a financial tool that helps you determine how much to invest—either as a lump sum or through regular contributions—to reach a specific financial target, taking into account returns, fees, and taxes.
How accurate are the investment projections?
The projections use a constant rate of return and fixed costs, compounded monthly. Real-world results may differ due to market fluctuations, changing fees, and tax regulations.
Can I use this calculator for retirement planning?
Yes. You can use this calculator to estimate how much you need to save for retirement by setting your target amount, expected return, investment horizon, and tax rate.
Does the calculator include inflation adjustment?
No, the current version does not adjust for inflation. If you want inflation-adjusted results, increase your target amount to reflect expected inflation over the investment period.
Is this investment calculator free to use?
Yes, the tool is completely free, requires no registration, and works instantly in your browser.
Can I use different currencies in the calculator?
Currently, the calculator displays results in US dollars, but you can mentally apply the same figures to your currency if the returns, costs, and taxes are equivalent.